Tuesday, October 21, 2025

Congresswoman Chu Warns of Soaring Health Premiums Amid Prolonged Government Shutdown

U.S. Rep. Judy Chu (D-Calif.) on Monday warned constituents that the ongoing federal government shutdown could trigger steep health insurance premium hikes, particularly for older middle-income couples, if Republican lawmakers allow key Affordable Care Act subsidies to expire. Chu represents Pasadena and Altadena.

In an email addressed to “Neighbor,” Chu said the shutdown has entered its third week with no bipartisan agreement in sight. She accused Republican leaders of refusing to negotiate a deal that would both reopen the government and preserve ACA premium tax credits, which she said are critical to keeping health care affordable for millions of Americans.

Chu cited projections showing that a 60-year-old couple in her district earning $82,800 annually could see their monthly premiums spike nearly 300%, surpassing $2,000, if the credits lapse.

“Republicans already slashed Medicaid in their Big Ugly Law,” Chu wrote, referencing a GOP-backed legislative package. “Now, they want to let ACA premium tax credits expire, which will mean higher premiums for tens of millions of Americans.”

She added that families nationwide are receiving notices of impending premium increases and said she has heard from “countless constituents who rely on the ACA or Medicaid for their health coverage.” Chu invited residents to share their experiences by clicking a link included in the email and noted that an image or button was provided to facilitate responses.

“If you or someone you know has questions about the government shutdown,” she wrote, “please don’t hesitate to contact my office or visit my government shutdown resource page for more information.”

The shutdown, which began earlier this month, has disrupted federal services and left thousands of workers furloughed or unpaid. Congressional negotiations remain stalled.