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Friday, August 17, 2012

****Protect Yourself and Minimize the Costs of Credit Fraud****

  • Safeguard your credit cards just as you would cash.
  • Reduce the number of cards you carry; just one or two are sufficient for everyday use.
  • Minimize the amount of personal information a criminal can steal. Don’t carry your Social Security card, birth certificate or passport with you on a routine basis.
  • Keep a list of all of your credit cards, including account numbers, expiration dates, and issuer phone numbers, so that you can notify creditors quickly in case of theft or loss.
  • Sign any new cards as soon as you receive them.
  • If one of your credit card bills are late, call the card issuer’s customer service number immediately. Make sure that your bill has not been diverted to a different address.
  • Review your statements carefully each month to make sure all charges are accurate.
  • Report billing errors and lost or stolen cards to your credit card issuer immediately.
  • Never give anyone a card number or other personal information over the telephone unless you initiated the call.

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